Auto Insurance
Key Considerations:
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Deployment and PCS (Permanent Change of Station) Flexibility:
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Look for policies that allow you to pause, adjust, or cancel coverage without penalties when deployed or moving overseas.
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Storage Coverage:
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Some insurers offer reduced rates for storing your vehicle during deployment. Confirm if the policy includes theft and damage protection while in storage.
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Multi-State Coverage:
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Ensure your policy covers multiple states, especially if you're frequently reassigned.
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Discounts:
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Many insurers offer military-specific discounts, such as for active duty, veterans, and their families. Check if they provide additional discounts for defensive driving courses or bundling policies.
- Deployment Savings: Many companies offer up to 60% off if your vehicle is in storage during deployment.
- Base Storage Discounts: Reduced rates may be available if you keep your vehicle on a military base.
- Additional Savings: Keep your rates low by maintaining a good driving record, carpooling, using anti-theft devices, staying smoke-free, and driving fewer miles annually.Keep your rates low by maintaining a good driving record, carpooling, using anti-theft devices, staying smoke-free, and driving fewer miles annually.
What to Look For:
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Roadside Assistance:
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Inquire if the policy includes or offers add-on roadside assistance, which can be critical during travel.
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Overseas Coverage:
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If you plan to drive overseas, confirm if the policy covers international locations.